Information You Need To Know
A public insurance adjuster is a licensed and bonded insurance professional that negotiates insurance claims and acts as a fiduciary agent on behalf of property owners.
WE ONLY WORK FOR YOU, NOT INSURANCE COMPANIES!
Public adjusters are experts in dealing with insurance companies through expert claims negotiation, insurance policy review, and maximizing the recovery owed to you by your insurance carrier. Public adjusters have the ability to finalize claims quickly by holding insurance companies to the letter of the law. Insurance carriers are notorious for minimizing payouts to property owners. Do you know exactly what to ask from your carrier?
Contractors of any kind cannot adjust insurance claims for property owners in Texas. Many contractors advertise they can work with your insurance carrier through the claims process and do the work needed to complete your claim. THIS IS NOT LEGAL! Contact the Texas Department of Insurance if you see this or have questions.
Texas Insurance Code 4102: A contractor may not act as an adjuster or advertise to adjust claims for any property that the contractor is providing or may provide services.
A public insurance adjuster is paid a small percentage(10%) of the total claim amount agreed to from an insurance carrier. This fee is paid only after payment is received from the insurance carrier. This fee is offset by securing the maximum settlement which the average property owner or contractor cannot obtain for themselves. Contractors can complete your project with all remaining funds!
OUR PAY IS PERFORMANCE BASED!!!
Your insurance carrier’s job is to minimize any and all payments to property owners. Don’t be discouraged! There are many good insurance company adjusters who do take care of their policy holders. On the flip side, There are many adjusters in the industry that are experts in denying claims or paying a small percentage of what property owners are owed.
Chances are you have been in one of these situations:
– Denied on a claim
– Underpaid on your claim
– Know someone who has had a terrible experience with an insurance claim
There are many times when carriers leave necessary remodeling components out of claim payouts which can leave you liable after the fact.
After hiring GORILLA Public Adjusters, your insurance carrier will be directed to deal only with us. No more phone calls, or emails requesting information that take time away from your family or business. You will always be updated every step of the way during the claim process. You have a life to live, or a business to run. Let us carry that burden!
Texas House Bill 2103: Relating to the prohibition of contractors acting as public adjusters in any aspect of insurance claims. Effective: September 1, 2019
Texas House Bill 2102: Relating to the payment of insurance deductibles in the occurrence of an insurance claim . Effective: September 1, 2019
Texas Insurance Code 4102: Review the insurance code for professionals in the state of Texas